Garantia has been used in the purchase of over 100,000 Finnish homes. Many of us have friends, relatives, or colleagues who have used Garantia’s home loan guarantee when buying a home. However, there are many beliefs associated with home loan guarantees, and not all of them are true. For more detailed information about the product:…
Is it a good idea to buy your first home in 2025? This is a question that many ponder. The future is hard to predict, but it can be said that the current market situation seems favourable for first-time homebuyers if their personal finances are in order. Below are five different perspectives to support your…
Buying your first home involves a lot of consideration. Here are answers to some of the most common questions. Garantia’s partner banks and more information about the mortgage guarantee: Asuntolainatakaus.fi When to Start Loan Negotiations? Home searching can start with a loan consultation with the bank and the subsequent loan offer. Once you have a…
With a mortgage loan guarantee, you can purchase a home even without a down payment or additional collateral provided by your parents, for example. You can inquire directly at one of Garantia’s partner banks to find out if a mortgage guarantee is available for your mortgage loan. Garantia’s partner banks and more information about the…
If you are required to provide additional collateral for your mortgage loan, using Garantia’s guarantee may help you in achieving a quicker loan approval from your bank, as in this case the bank does not have to go through the tedious assessment and valuation process of an additional security, such as one given by your…
